Under the Affordable Care Act (ACA), applicable large employers (ALEs) must offer minimum essential health care coverage that’s affordable and provides minimum value to full-time employees and their dependents. An ALE may incur a penalty if at least … [Read more...]

Most growing small businesses reach a point where the owner looks around at the leadership team and says, “It’s time. We need to offer employees a retirement plan.”Often, this happens when the company is financially stable enough to administer a … [Read more...]

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When employers address cybersecurity, they often focus on financial data and intellectual property. But there’s another area that’s just as important and typically much more vulnerable: HR information.Many organizations have a huge amount of data … [Read more...]

According to the U.S. Bureau of Labor Statistics, the U.S. unemployment rate rose slightly to 3.7% in October. Seeing as how that’s still a relatively low number, your business may be struggling to fill its open positions.Offering equity-based … [Read more...]

Defined benefit retirement plans, better known as pensions, have been at risk for decades now. In fact, the Pension Benefit Guaranty Corporation (PBGC), a federal agency dedicated to protecting “the retirement incomes of over 33 million American … [Read more...]